/* D3 Invest — estilos compartilhados (todas as páginas) */
:root{
  --bg:#F9FAFB; --surface:#FFFFFF; --surface-2:#EEF2F8; --tint:#EAF2FE; --tint-strong:#E1ECFC;
  --border:#E4E9F1; --border-2:#D7DEEA;
  --text:#0C1731; --text-soft:#44526B; --text-dim:#78859B;
  --accent:#1B5AC9; --accent-strong:#154BAB; --on-accent:#FFFFFF;
  --navy:#0C1731; --wa:#25D366;
  --r:12px; --maxw:1180px;
  --sans:"Inter","Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--sans);font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation-duration:.001ms!important;transition-duration:.001ms!important}}
h1,h2,h3,h4{margin:0;font-weight:700;line-height:1.15;letter-spacing:-.02em;text-wrap:balance}
p{margin:0}
a{color:inherit}
img{display:block;max-width:100%}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.eyebrow{font-size:.74rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--accent);margin:0 0 18px}
:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
.reveal{opacity:0;transform:translateY(14px)}
.reveal.in{opacity:1;transform:none;transition:opacity .5s ease,transform .5s ease}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none}}

.skip{position:absolute;left:-999px;top:0;background:var(--accent);color:#fff;padding:10px 16px;border-radius:0 0 8px 0;z-index:100;font-weight:600;font-size:.9rem}
.skip:focus{left:8px;top:8px;border-radius:8px}

/* ---------- botões ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:inherit;font-weight:600;font-size:.92rem;padding:13px 22px;border-radius:var(--r);border:1px solid transparent;cursor:pointer;text-decoration:none;white-space:nowrap;transition:background .2s,border-color .2s,transform .12s,color .2s}
.btn:active{transform:translateY(1px)}
.btn-primary{background:var(--accent);color:var(--on-accent)}
.btn-primary:hover{background:var(--accent-strong)}
.btn-ghost{background:transparent;color:var(--text);border-color:var(--border-2)}
.btn-ghost:hover{border-color:var(--accent);color:var(--accent)}
.btn-lg{padding:16px 28px;font-size:1rem}
.btn-arrow::after{content:"\2192";font-weight:400}
.btn-wa{background:var(--wa);color:#fff}
.btn-wa:hover{background:#1eb257}

/* ---------- header (injetado por site.js) ---------- */
header.site{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.86);backdrop-filter:blur(12px);border-bottom:1px solid var(--border)}
.bar{display:flex;align-items:center;gap:24px;height:70px}
.brand{flex:none;display:flex}
.brand img{height:30px;width:auto}
.site nav{display:flex;gap:18px;margin-left:auto;font-size:.86rem;font-weight:500}
.site nav a{text-decoration:none;color:var(--text-soft);transition:color .2s;white-space:nowrap}
.site nav a:hover,.site nav a[aria-current="page"]{color:var(--accent)}
.bar .btn-primary{margin-left:auto}
.site nav+.btn-primary{margin-left:20px}
.site.lp nav,.site.lp .nav-toggle{display:none}
.site.lp .bar .btn-primary{margin-left:auto}
.nav-toggle{display:none;margin-left:auto;background:transparent;border:1px solid var(--border-2);border-radius:8px;width:40px;height:38px;cursor:pointer;align-items:center;justify-content:center}
.nav-toggle span,.nav-toggle span::before,.nav-toggle span::after{content:"";display:block;width:18px;height:2px;background:var(--text);position:relative;transition:.2s}
.nav-toggle span::before{position:absolute;top:-6px}
.nav-toggle span::after{position:absolute;top:6px}
@media (max-width:1040px){
  .site nav{position:fixed;inset:70px 0 auto 0;flex-direction:column;background:var(--surface);border-bottom:1px solid var(--border);margin:0;padding:12px 24px 20px;gap:2px;transform:translateY(-130%);transition:transform .28s ease;box-shadow:0 20px 40px -20px rgba(12,23,49,.2)}
  .site nav a{padding:12px 0;border-bottom:1px solid var(--border);font-size:1rem}
  .site.open nav{transform:none}
  .nav-toggle{display:flex}
  .bar .btn-primary,.site nav+.btn-primary{margin-left:14px}
}
@media (max-width:560px){
  .bar{gap:12px}.brand img{height:25px}
  .bar .btn-primary{padding:10px 13px;font-size:.82rem}
}

/* ---------- footer (injetado) ---------- */
footer.site{background:var(--surface);border-top:1px solid var(--border);padding:56px 0 34px;margin-top:0}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:40px}
@media (max-width:900px){.foot-grid{grid-template-columns:1fr 1fr;gap:32px}}
@media (max-width:520px){.foot-grid{grid-template-columns:1fr;gap:28px}}
footer.site h4{font-size:.72rem;letter-spacing:.13em;text-transform:uppercase;color:var(--text-dim);margin:0 0 15px;font-weight:700}
footer.site ul{list-style:none;margin:0;padding:0;font-size:.9rem}
footer.site li{margin-bottom:9px}
footer.site a{color:var(--text-soft);text-decoration:none}
footer.site a:hover{color:var(--accent)}
footer.site .brand{margin-bottom:14px}
footer.site .brand img{height:26px}
.foot-bottom{margin-top:42px;padding-top:22px;border-top:1px solid var(--border);font-size:.78rem;color:var(--text-dim);display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
.foot-legal{margin:18px 0 0;font-size:.75rem;line-height:1.65;color:var(--text-dim)}
.foot-legal strong{color:var(--text-soft);font-weight:600}

/* ---------- hero padrão ---------- */
.hero{background:var(--surface);border-bottom:1px solid var(--border);padding:0}
.hero .wrap{padding:64px 24px 40px}
.hero-top{display:grid;grid-template-columns:1.02fr .98fr;gap:52px;align-items:center}
@media (max-width:940px){.hero-top{grid-template-columns:1fr;gap:28px}.hero .wrap{padding:36px 24px 32px}}
.hero h1{font-size:clamp(2.1rem,4.7vw,3.5rem);font-weight:800;max-width:16ch}
.hero h1 .hl{color:var(--accent)}
.hero .sub{margin-top:18px;font-size:clamp(1rem,1.8vw,1.16rem);color:var(--text-soft);max-width:46ch}
.hero-note{margin-top:22px;display:flex;align-items:flex-start;gap:8px;font-size:.86rem;color:var(--text-dim)}
.hero-note svg{width:16px;height:16px;flex:none;margin-top:3px;fill:none;stroke:var(--accent);stroke-width:2.2}
.hero-trust{margin-top:38px;padding-top:22px;border-top:1px solid var(--border);display:flex;flex-wrap:wrap;gap:16px 40px}
.hero-trust div{max-width:22ch}
.hero-trust b{display:block;font-size:.95rem;font-weight:700}
.hero-trust span{font-size:.84rem;color:var(--text-dim)}

/* page hero (páginas internas) */
.phero{background:var(--surface);border-bottom:1px solid var(--border)}
.phero .wrap{padding:64px 24px 56px}
.phero h1{font-size:clamp(2rem,4.2vw,3rem);font-weight:800;max-width:20ch}
.phero p{margin-top:16px;font-size:clamp(1.02rem,1.7vw,1.18rem);color:var(--text-soft);max-width:60ch}
.phero .actions{margin-top:26px;display:flex;flex-wrap:wrap;gap:12px}
@media (max-width:640px){.phero .wrap{padding:40px 24px 40px}}

/* ---------- diagnóstico card ---------- */
.diag{background:var(--surface);border:1px solid var(--border);border-radius:16px;box-shadow:0 30px 60px -30px rgba(12,23,49,.28);overflow:hidden}
.diag.flash{animation:flash 1.3s ease}
@keyframes flash{0%,100%{box-shadow:0 30px 60px -30px rgba(12,23,49,.28)}30%{box-shadow:0 0 0 4px rgba(27,90,201,.35),0 30px 60px -30px rgba(12,23,49,.28)}}
.diag-head{padding:18px 22px 15px;border-bottom:1px solid var(--border)}
.diag-head .row{display:flex;justify-content:space-between;align-items:baseline;gap:10px}
.diag-head .k{font-size:.72rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--accent)}
.diag-head .cnt{font-size:.78rem;color:var(--text-dim);font-weight:600;white-space:nowrap}
.diag-prog{height:4px;background:var(--surface-2);border-radius:3px;overflow:hidden;margin-top:12px}
.diag-prog i{display:block;height:100%;background:var(--accent);width:0;transition:width .35s ease}
.diag-body{padding:22px;min-height:326px;display:flex;flex-direction:column}
.q-title{font-size:1.22rem;font-weight:700;letter-spacing:-.01em;line-height:1.25;margin-bottom:16px}
.opts{display:flex;flex-direction:column;gap:9px}
.opt{text-align:left;background:var(--surface);border:1px solid var(--border-2);color:var(--text);padding:13px 15px;border-radius:10px;cursor:pointer;font-family:inherit;font-size:.96rem;transition:.14s}
.opt:hover{border-color:var(--accent);background:var(--tint)}
.opt.sel{border-color:var(--accent);background:var(--tint)}
.field{display:flex;flex-direction:column;gap:6px;margin-bottom:12px}
.field label{font-size:.74rem;letter-spacing:.06em;text-transform:uppercase;color:var(--text-dim);font-weight:700}
.field input{background:var(--surface);border:1px solid var(--border-2);color:var(--text);padding:12px 14px;border-radius:10px;font-family:inherit;font-size:1rem}
.diag-foot{margin-top:auto;padding-top:16px;display:flex;align-items:center;gap:14px}
.diag-back{background:transparent;border:0;color:var(--text-dim);font-family:inherit;font-size:.86rem;font-weight:600;cursor:pointer;padding:6px 0}
.diag-back:hover{color:var(--accent)}
.diag-legal{font-size:.72rem;color:var(--text-dim);line-height:1.45;padding:0 22px 16px}
.result .badge{display:inline-block;background:var(--tint);color:var(--accent-strong);font-size:.72rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:5px 10px;border-radius:999px;margin-bottom:12px}
.result h3{font-size:1.32rem;font-weight:800;letter-spacing:-.02em;margin-bottom:6px}
.result p{color:var(--text-soft);font-size:.95rem}
.result ul{margin:14px 0 18px;padding-left:18px;color:var(--text-dim);font-size:.88rem}
.result li{margin-bottom:4px}
@media (max-width:560px){
  .diag-body{min-height:290px;padding:18px}
  .diag-head{padding:16px 18px 14px}
  .diag-legal{padding:0 18px 14px}
}

/* ---------- seções ---------- */
section{padding:84px 0}
@media (max-width:640px){section{padding:60px 0}}
section[id],div[id].band,div[id]{scroll-margin-top:86px}
.hero[id]{scroll-margin-top:0}
.alt{background:var(--surface);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}
.tintbg{background:var(--tint)}
.lead{font-size:clamp(1.5rem,3.3vw,2.2rem);font-weight:700;letter-spacing:-.025em;max-width:24ch;line-height:1.18}
.prose{font-size:1.05rem;color:var(--text-soft);max-width:62ch;line-height:1.7}
.prose+.prose{margin-top:16px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}
@media (max-width:860px){.split{grid-template-columns:1fr;gap:26px}}
.sec-cta{margin-top:32px;display:flex;flex-wrap:wrap;gap:12px}
.sec-head{max-width:60ch;margin-bottom:44px}

.partners .wrap{padding:24px;display:flex;align-items:center;gap:12px 30px;flex-wrap:wrap;justify-content:center;text-align:center}
.partners p{font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;color:var(--text-dim);font-weight:700}
.partners .names{font-weight:600;color:var(--text-soft);font-size:.94rem}

.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:44px}
@media (max-width:960px){.steps{grid-template-columns:repeat(2,1fr)}}
@media (max-width:560px){.steps{grid-template-columns:1fr}}
.step{background:var(--surface);border:1px solid var(--border);border-radius:var(--r);padding:22px;min-height:172px}
.step .n{display:inline-flex;align-items:center;justify-content:center;width:30px;height:30px;border-radius:8px;background:var(--tint);color:var(--accent);font-weight:700;font-size:.82rem}
.step h3{font-size:1.05rem;font-weight:700;margin:14px 0 7px}
.step p{font-size:.89rem;color:var(--text-dim)}

.band{background:var(--tint);text-align:center}
.band h2{font-size:clamp(1.8rem,4.2vw,2.6rem);font-weight:800;max-width:22ch;margin:0 auto;letter-spacing:-.02em}
.band .years{display:flex;justify-content:center;gap:12px 28px;flex-wrap:wrap;margin:20px 0;color:var(--text-soft);font-size:1rem}
.band .punch{font-size:clamp(1.15rem,2.5vw,1.5rem);color:var(--accent);font-weight:700;margin-bottom:28px}
.band p.small{color:var(--text-soft);max-width:52ch;margin:0 auto 26px}

.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:42px}
@media (max-width:900px){.cards{grid-template-columns:1fr 1fr}}
@media (max-width:620px){.cards{grid-template-columns:1fr}}
.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--r);padding:26px;transition:border-color .2s,transform .2s}
.card.hoverable:hover{border-color:var(--accent);transform:translateY(-3px)}
.card .k{font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--text-dim);font-weight:700}
.card h3{font-size:1.14rem;font-weight:700;margin:10px 0 9px;letter-spacing:-.01em}
.card p{font-size:.92rem;color:var(--text-soft)}
.card ul{margin:10px 0 0;padding-left:18px;font-size:.88rem;color:var(--text-soft)}
.card li{margin-bottom:4px}
.card.feature{background:var(--tint);border-color:var(--tint-strong);display:flex;flex-direction:column;justify-content:center}

.pillars{display:grid;grid-template-columns:repeat(3,1fr);gap:34px 40px;margin-top:42px}
@media (max-width:900px){.pillars{grid-template-columns:1fr 1fr}}
@media (max-width:620px){.pillars{grid-template-columns:1fr}}
.pillars h3{font-size:1.02rem;font-weight:700;margin-bottom:8px;padding-top:14px;border-top:2px solid var(--accent);display:inline-block}
.pillars p{font-size:.92rem;color:var(--text-soft)}

.case-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:42px}
@media (max-width:900px){.case-grid{grid-template-columns:1fr}}
.case{background:var(--surface);border:1px solid var(--border);border-radius:var(--r);overflow:hidden}
.case .top{background:var(--surface-2);color:var(--text-soft);padding:16px 22px;font-size:.75rem;letter-spacing:.09em;text-transform:uppercase;font-weight:700;border-bottom:1px solid var(--border)}
.case .body{padding:6px 22px 16px}
.case .row{display:flex;gap:12px;padding:11px 0;border-bottom:1px solid var(--border);font-size:.9rem}
.case .row:last-child{border-bottom:0}
.case .row b{flex-shrink:0;width:74px;color:var(--text-dim);font-weight:700;font-size:.67rem;letter-spacing:.06em;text-transform:uppercase;padding-top:3px}
.note{display:inline-block;margin-top:14px;font-size:.8rem;color:var(--text-dim);font-style:italic}

.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:42px}
@media (max-width:900px){.quotes{grid-template-columns:1fr}}
.quote{background:var(--surface);border:1px solid var(--border);border-radius:var(--r);padding:24px}
.quote p{font-size:1.02rem;line-height:1.5;font-weight:500}
.quote .who{margin-top:16px;font-size:.82rem;color:var(--text-dim)}

.faq-list{margin-top:38px;border-top:1px solid var(--border)}
details{border-bottom:1px solid var(--border)}
summary{list-style:none;cursor:pointer;padding:20px 40px 20px 0;position:relative;font-size:1.04rem;font-weight:600}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";position:absolute;right:4px;top:16px;font-size:1.5rem;color:var(--accent);font-weight:400;transition:transform .2s}
details[open] summary::after{transform:rotate(45deg)}
details .a{padding:0 40px 22px 0;color:var(--text-soft);font-size:.96rem;max-width:70ch}

.final{background:var(--tint-strong);text-align:center}
.final h2{font-size:clamp(1.8rem,4.2vw,2.6rem);font-weight:800;max-width:22ch;margin:0 auto 14px;letter-spacing:-.02em}
.final p{color:var(--text-soft);max-width:48ch;margin:0 auto 26px}

.legal{background:var(--bg);padding:40px 0}
.legal p{font-size:.82rem;color:var(--text-dim);max-width:92ch;line-height:1.7}

/* ---------- página de texto (legal / artigo) ---------- */
.doc{padding:56px 0 80px}
.doc .wrap{max-width:760px}
.doc h1{font-size:2rem;font-weight:800;letter-spacing:-.02em;margin-bottom:8px}
.doc .updated{color:var(--text-dim);font-size:.9rem;margin-bottom:28px}
.doc h2{font-size:1.15rem;font-weight:700;margin:34px 0 10px}
.doc h3{font-size:1rem;font-weight:700;margin:24px 0 8px}
.doc p,.doc li{color:var(--text-soft)}
.doc p{margin:12px 0}
.doc ul,.doc ol{margin:12px 0;padding-left:20px}
.doc li{margin-bottom:6px}
.doc a{color:var(--accent)}
.doc blockquote{margin:18px 0;padding:14px 18px;border-left:3px solid var(--accent);background:var(--surface);color:var(--text-soft);font-size:.98rem}
.draft-flag{background:#FFF4E5;border:1px solid #F5D9A8;color:#7a5200;padding:12px 16px;border-radius:10px;font-size:.9rem;margin-bottom:28px}

/* ---------- blog ---------- */
.post-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:44px}
@media (max-width:900px){.post-grid{grid-template-columns:1fr 1fr}}
@media (max-width:620px){.post-grid{grid-template-columns:1fr}}
.post-card{display:flex;flex-direction:column;background:var(--surface);border:1px solid var(--border);border-radius:var(--r);overflow:hidden;text-decoration:none;transition:border-color .2s,transform .2s}
.post-card:hover{border-color:var(--accent);transform:translateY(-3px)}
.post-card .thumb{aspect-ratio:16/9;background:linear-gradient(135deg,var(--tint),var(--tint-strong));display:flex;align-items:center;justify-content:center;color:var(--accent);font-weight:700;font-size:.72rem;letter-spacing:.12em;text-transform:uppercase}
.post-card .pc-body{padding:20px;display:flex;flex-direction:column;gap:8px;flex:1}
.post-card .cat{font-size:.68rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--accent)}
.post-card h3{font-size:1.06rem;font-weight:700;letter-spacing:-.01em}
.post-card p{font-size:.9rem;color:var(--text-soft)}
.post-card .meta{margin-top:auto;font-size:.78rem;color:var(--text-dim)}
.cat-list{display:flex;flex-wrap:wrap;gap:8px;margin-top:22px}
.cat-list span{font-size:.78rem;font-weight:600;color:var(--text-soft);background:var(--surface);border:1px solid var(--border-2);border-radius:999px;padding:6px 12px}
.article{max-width:720px;margin:0 auto;padding:0 24px}
.article .kicker{color:var(--accent);font-weight:700;font-size:.75rem;letter-spacing:.12em;text-transform:uppercase}
.article h1{font-size:clamp(1.8rem,3.6vw,2.5rem);font-weight:800;margin:10px 0 12px;letter-spacing:-.02em}
.article .byline{color:var(--text-dim);font-size:.9rem;margin-bottom:28px}
.article h2{font-size:1.3rem;margin:32px 0 10px}
.article p{margin:14px 0;color:var(--text-soft);font-size:1.05rem;line-height:1.75}
.article ul{margin:14px 0;padding-left:20px;color:var(--text-soft)}
.article li{margin-bottom:6px}

/* ---------- cookie banner + wa-float (injetados) ---------- */
.wa-float{position:fixed;right:18px;bottom:18px;z-index:45;width:52px;height:52px;border-radius:50%;background:var(--wa);display:flex;align-items:center;justify-content:center;box-shadow:0 8px 22px rgba(12,23,49,.22);text-decoration:none;transition:transform .2s}
.wa-float:hover{transform:scale(1.06)}
.wa-float svg{width:28px;height:28px;fill:#fff}
.cookie{position:fixed;left:16px;right:16px;bottom:16px;z-index:60;max-width:560px;margin:0 auto;background:var(--navy);color:#EDF1F9;border-radius:14px;padding:16px 18px;box-shadow:0 20px 50px -12px rgba(0,0,0,.4);display:flex;flex-wrap:wrap;gap:12px;align-items:center;font-size:.86rem;line-height:1.45}
.cookie p{flex:1;min-width:200px}
.cookie a{color:#9FC2F5}
.cookie .btn{padding:9px 16px;font-size:.82rem}
.cookie .btn-ghost{color:#EDF1F9;border-color:rgba(255,255,255,.3)}
.cookie .btn-ghost:hover{border-color:#fff;color:#fff}
.cookie[hidden]{display:none}

/* placeholder de imagem */
.imgph{background:linear-gradient(135deg,var(--tint),var(--tint-strong));border:1px dashed var(--border-2);border-radius:var(--r);display:flex;align-items:center;justify-content:center;text-align:center;color:var(--text-dim);font-size:.8rem;font-weight:600;letter-spacing:.02em;padding:24px;min-height:220px}